Personal Financial Index® ( PFITM )


Step 3: Retirement

Couples should base the 'Number of years left to retire' and 'Expected duration of retirement' based on the first to retire.

Living expenses during retirement (in today's $s)

This is the estimate of your housing expenses including property taxes if you were to retire today. For renters, this would be the monthly rent plus any associated monthly fees.

Expected liabilities during retirement

Amount to be left for loved ones at the time of your death. This amount is not in today's dollars.

Retirement savings

Income from Social Security and pensions

Economic and market factors

The historical annual average rate of inflation since the 1920s has been 3%.
For a long term investment (10 years or more), an aggressive investor might choose 10%, a moderate investor might choose 8%, and a conservative investor might choose 6%.

d = default values

Key Figures & Actions
Flower Tooltip
Reqd. monthly savings:
Cur. monthly savings: